# Terms and Conditions for PHOLVARNEXI

**Last Updated: October 2023**

Welcome to PHOLVARNEXI! Before you engage with our services, please carefully read these Terms and Conditions. By accessing or using PHOLVARNEXI, you agree to comply with and be bound by the following terms. If you do not agree, you may not use our services.

## 1. Acceptance of Terms
By accessing PHOLVARNEXI, you affirm that you have read, understood, and agree to be bound by these Terms and Conditions.

## 2. Changes to Terms
PHOLVARNEXI reserves the right to modify these Terms at any time. You should review the Terms frequently. Continued use of PHOLVARNEXI constitutes acceptance of any changes.

## 3. Services Provided
PHOLVARNEXI offers a variety of online services tailored to your needs. Detailed descriptions of our services can be found on our website.

## 4. User Responsibilities
- **Account Security:** Users are responsible for maintaining the confidentiality of their account details. Notify PHOLVARNEXI immediately of any unauthorized use.
- **Compliance:** Users must comply with all applicable laws and regulations in connection with their use of PHOLVARNEXI.

## 5. Intellectual Property
All content, logos, and materials on PHOLVARNEXI are protected by intellectual property laws. Users may not reproduce, distribute, or create derivative works without express permission.

## 6. Privacy Policy
Our Privacy Policy outlines how PHOLVARNEXI collects, uses, and protects user data. By using our services, you consent to the data practices described therein.

## 7. Limitation of Liability
PHOLVARNEXI is not liable for any indirect, incidental, or consequential damages arising from the use of our services. Our total liability is limited to the amount paid for the services in question.

## 8. Termination
PHOLVARNEXI reserves the right to terminate or suspend any user account at our discretion, without notice, for conduct that breaches these Terms or is harmful to our interests.

## 9. Governing Law
These Terms and Conditions are governed by the laws of the jurisdiction in which PHOLVARNEXI operates, without regard to its conflict of law principles.

## 10. Contact Information
For any inquiries regarding these Terms, please contact us at legal@pholvarnexi.com.

Thank you for choosing PHOLVARNEXI. We look forward to serving you!